Singapore’s efficient economy, world-class education and healthcare systems, and inclusive, multicultural society have made it a magnet for global talent and investors. Securing Permanent Resident (PR) status in Singapore is a crucial step for many in planning their long-term future. This article provides a comprehensive overview of the core benefits of Singapore PR, available application routes, and essential considerations to help you efficiently navigate the application process.I. Key Advantages of Singapore PR1. Asset Acquisition• Eligibility to Purchase Public Housing (HDB Flats): Married PR couples (with at least 3 years of PR status) may purchase resale HDB flats, a privilege not extended to most foreign nationals.  • Stamp Duty Concessions: PRs pay only 5% Additional Buyer’s Stamp Duty (ABSD) on their first residential property, compared to 60% for foreigners.2. Social Benefits & Long-Term Security• Access to Central Provident Fund (CPF): PRs are eligible for CPF, Singapore’s core social security and compulsory savings scheme, which provides benefits in retirement, healthcare, and housing. • Favorable Tax Rates: PRs pay the same progressive personal income tax rates as citizens, which are lower than in most developed countries. Overseas income is not taxable.• Education Benefits for Children: PR children have higher priority than foreigners when enrolling in government schools and kindergartens, and tuition fees are significantly lower—typically 1/3 to 1/2 of international school fees.  • Family Sponsorship: PRs may sponsor their spouse and unmarried children under 21 for PR status. Parents may apply for long-term stays via Long Term Visit Pass or Dependent Pass, enabling family reunification.  • Citizenship Pathway: PRs are eligible to apply for Singapore citizenship (subject to meeting residency and other requirements).3. Career Flexibility• No Work Pass Dependency: PRs are not restricted by work visas (e.g., Employment Pass) and can change jobs freely without requiring employer sponsorship for new work permits.4. International Mobility• Re-Entry Permit (REP): Singapore PRs can apply for a Re-Entry Permit, which allows unlimited travel in and out of Singapore without risking the loss of PR status while abroad. II. How to Apply for Singapore PR: Main Pathways ExplainedThe Immigration & Checkpoints Authority (ICA) has established different PR application pathways according to applicants’ backgrounds. The most common categories include:A. Employment-Based Routes1 .S Pass Holders• For mid-skilled workers with a minimum monthly salary of SGD 3,150 (SGD 3,650 in the financial sector), with higher salary requirements for older applicants; employer quota applies. From 1 September 2025, the minimum will increase to SGD 3,300 (SGD 3,800 in the financial sector).• Note: The PR approval rate is low for direct S Pass applications; upgrading to Employment Pass (EP) before applying is recommended.   2. Employment Pass (EP)• For professionals with monthly salaries starting at SGD 5,000 (SGD 5,500 for financial services), with higher salary requirements for older applicants. A COMPASS score of ≥40 is required.• Eligible to apply for PR after holding an EP for 2 years, with assessment based on education, work experience, and income.3. Top Talent Visas ( Tech. Pass / ONE Pass)• Tech. Pass requires a minimum monthly salary of SGD 22,500; ONE Pass requires SGD 30,000. Designed for global top-tier professionals.• The application process is highly competitive, but once approved, the likelihood of successful PR application increases significantly.B. Entrepreneur & Investment Routes1.Self-Employed EP • Requires registering a company in Singapore and holding a shareholder or director position.  • While a paid-up capital of at least S$200,000 is commonly recommended, it is not an official requirement.  • PR applications can typically be submitted after around 2 years of stable business operations, but approval is not guaranteed.2. Global Investor Programme (GIP) • Investment threshold: At least S$10 million in a business, or setting up a family office with at least S$200 million in assets under management.  • Applicants must have a proven track record in business and entrepreneurship.  • Successful GIP applicants are granted PR status directly.3. Family Office / Equity Investment • Under the 13O or 13U schemes, applicants can establish family offices to manage assets, which allows for EP applications and, after meeting certain requirements, potential PR application.  • For equity investment, applicants must invest in local companies and meet business operation requirements to be eligible to apply for PR.C. Education & Family-Based Routes1. Student Pathway• Must complete at least 2 years of study in Singapore and pass national exams (e.g., PSLE, O/A Levels).• Gaining local work experience after graduation can significantly enhance PR application competitiveness.2. Family Sponsorship• Spouse/Children: Singapore citizens or PRs may sponsor their spouse or unmarried children under 21 for PR application.• Parents: Elderly parents of Singapore citizens may apply for long-term visit passes (LTVP), but only citizens (not PRs) can sponsor their parents for this purpose. III. PR Application Process & Key Steps1. Document Preparation• Required Documents: Passport, academic certificates, payslips, tax returns, employment verification.• Supporting Documents: Recommendation letters, professional certifications, proof of family relationships (e.g., marriage certificate, birth certificate).2. Online SubmissionComplete the e-PR form and upload all documents via the ICA website (www.ica.gov.sg). A non-refundable application fee of SGD 100 applies.3. Review PeriodProcessing usually takes 6 months. During this period, you may be asked to provide additional documents or attend an interview.4. Approval & Follow-UpUpon approval, you must complete entry formalities within one year  to receive your PR identity card (IC) and Re-Entry Permit (REP). Note: All submitted information must be truthful and complete. Submitting false information or documents will result in a permanent ban on PR applications.IV. Frequently Asked Questions (FAQs)Q1: Can I reapply if my PR application is rejected?Yes, you can. It is recommended to wait at least 6 months before reapplying, and to address the reasons for rejection (such as insufficient income or short period of residence) by improving your supporting documents.Q2: What’s the difference between PR and Singapore citizenship?PRs do not have voting rights, cannot hold public office, and must renew their Re-Entry Permit (REP) periodically. Citizens enjoy full political rights and visa-free travel with a Singapore passport, but must renounce all other citizenships (Singapore does not allow dual nationality).Q3: Do I need to renounce my original nationality when applying for PR?No, you do not. PRs can retain their original nationality. Only those applying for Singapore citizenship are required to renounce their previous citizenship.Q4: Are PRs required to serve National Service (NS)?Main applicants who are granted Singapore PR status under the Professionals/ Technical Personnel and Skilled Workers Scheme or the Investor Scheme may be exempted from NS. Male applicants who are granted Singapore PR status as a Foreign Student or under their parents' sponsorship are required to register for NS upon reaching 16½ years old and will be scheduled for enlistment at the earliest opportunity upon reaching 18 years old. MINDEF allows students to attain educational qualifications up to the 'A' Levels certificate, the polytechnic diploma or an equivalent before they are required to serve NS. They will be enlisted at the earliest opportunity when they have finished such courses, or after turning 18, whichever is later. MINDEF does not grant deferment for university studies, regardless of whether such studies have begun.Males who are granted Singapore PR, and who were previously Singapore Citizens or Singapore PRs, are liable to be called up for NS regardless of the scheme under which their Singapore PR status was granted.Q5: How much does PR application cost?Initial application: SGD 100. Upon approval: SGD 20 for the IC and SGD 50–150 for the REP.V. ConclusionObtaining PR in Singapore is not only a “golden ticket” to long-term residency but also a strategic step toward integration into the heart of Asia’s economic powerhouse. Whether you're a professional seeking career advancement or an investor planning for your family's future, understanding the policies and preparing your application thoroughly will greatly improve your chances of success.

The housing system in Singapore centers around Housing and Development Board (HDB) flats. However, in recent years, a hybrid type of property called "Executive Condo" (EC for short) has emerged as a new homeownership choice for local families. This special type of property, which lies between government-built HDB flats and private condos, retains the welfare attributes of public housing while integrating the living quality of private condos.I. What is an EC?The Executive Condo (EC) is a product of Singapore's housing policy introduced by the government in 1995. It aims to provide "upgraded" public housing for middle-income families. These families exceed the income ceiling set by the HDB and thus cannot purchase HDB flats, yet private condos are beyond their budget. Therefore, the core design concept of this "sandwich flats" is to offer a living experience similar to that of private condos at a lower price, while setting resale restrictions to ensure the rational allocation of public resources.In terms of architectural form, an EC is almost indistinguishable from an ordinary private condo. It is equipped with facilities such as a swimming pool, a gym, 24-hour security, and a children's play area. However, legally, ECs are strictly regulated by the government in terms of purchase eligibility and resale conditions. In the first 10 years, an EC has a "public nature," and after 10 years, it can be converted into a fully privately-owned property.Up to now, more than 80 EC projects have been completed across the island of Singapore, mainly concentrated in new towns such as Tampines, Sengkang, and Yishun. Data shows that the average price of New ECs is about 20%-30% lower than that of New private condominiums in the same location.II. Eligibility Conditions and Restrictions of ECsDifferent from fully market-oriented private condominiums, purchasing an EC requires meeting a series of conditions set by the government:1. Monthly Household Income Ceilinghe total income of all persons listed in the EC application must not exceed $16,000.2. Citizenship For family purchases, at least one applicant must be a Singapore citizen. For joint purchases by singles, all applicants must be Singapore citizens.3. Minimum Occupation Period (MOP)EC units can only be sold on the open market after the 5-year MOP, and renting out the whole EC unit within the 5-year MOP is not allowed. From the 5th to the 10th year, it can only be sold to Singapore citizens or Permanent Residents (PRs) who meet the EC purchase eligibility. After 10 years, it becomes privately owned and can be freely traded to any buyer including foreigners.4. Loan RestrictionsFor the purchase of a new EC project, a housing loan of up to 75% can be applied for, but part of the monthly mortgage payment needs to be repaid using the Central Provident Fund (CPF).III. Comparative Analysis of New ECs, HDB BTO Flats, and New Private CondominiumsIV. Unique Advantages and Potential Challenges of ECsExecutive Condominiums (ECs) in Singapore offer a unique blend of affordability and practicality, making them an attractive option for middle-income buyers. Here are some key strengths of ECs:• Lower Initial Cost: ECs are typically priced lower than private condominiums, making them more accessible to buyers who exceed HDB income limits but find private condos too expensive.• Government Subsidies: Eligible buyers can receive CPF housing grants, reducing the financial burden.• Comparable Facilities: ECs come with amenities similar to private condos, such as swimming pools, gyms, and security.• Potential for Appreciation: ECs often see significant price appreciation after their Minimum Occupation Period (MOP) of five years, making them a good investment.• Privatization After 10 Years: After 10 years, ECs become fully privatized, allowing owners to sell to foreigners and enjoy unrestricted market value.Executive Condominiums (ECs) have their strengths, but they also come with certain disadvantages and challenges:• Limited Eligibility: ECs are only available to Singaporeans and Permanent Residents, meaning foreigners cannot purchase them.Resale Restrictions: Owners must wait five years before selling their ECs on the open market, and full privatization only happens after ten years.• Higher Resale Levy: Buyers who previously owned an HDB flat may need to pay a resale levy, which can add to the overall cost.• Location Considerations: most ECs are located outside of the urban area, which may not be ideal for buyers seeking prime locationsV. Who is Suitable for Buying an EC?The ideal buyers of ECs have the following characteristics:• "Sandwiched class" families with a monthly income between S$12,000 and S$16,000.能力• Families that have already completed the MOP period of their HDB flats and are looking to upgrade their unit.• Investors with long-term holding power (at least 10 years). ConclusionAs an innovative practice of Singapore's housing policy, ECs have found a delicate balance between ensuring housing fairness and unleashing market vitality. For eligible middle-class families, it is not only a ladder to improve living quality but also may serve as a springboard to enter the private property market. With the government's continuous optimization of the EC policy, this "public-private partnership" model may provide new ideas for urban housing reforms around the world.You can easily search for listings on Housebell, Singapore's first bilingual real estate platform. It offers a vast selection of authentic listings, all sourced from CEA-certified agents, to assist you in finding your dream home. If you have any questions, feel free to contact the online customer service for professional assistance.

For anyone stepping into Singapore’s vibrant real estate market, understanding the Housing and Development Board (HDB) is crucial. At HouseBell, Singapore's first bilingual real estate platform, we strive to make property decisions easier for everyone. In this guide, we delve into everything you need to know about HDB flats and beyond, offering insights into their history, eligibility, and how they compare to other property types. Whether you’re looking to rent, buy, or invest, this article will illuminate the path forward.What is a HDB flat?The HDB was established in 1960 address Singapore’s critical housing shortage. To is to provide affordable homes and elevate living standards for the growing population. Fast forward to today, over 80% of Singaporeans call an HDB flat their home, showcasing its pivotal role in shaping modern Singapore.But why does HDB matter to you? These flats are not only affordable but also well-integrated into the country's infrastructure, offering access to public transportation, schools, and amenities that cater to everyday needs. For new immigrants or long-term residents, HDB flats present a practical gateway to experiencing life in Singapore.Why Choose HDB Over Other Housing Options?Singapore’s housing market features a spectrum of choices, from luxurious condominiums to landed properties. However, HDB flats hold a unique place. Here’s why:AffordabilityHDB flats are government-subsidized, making them significantly cheaper than private properties like condos or landed houses. For first-time buyers, schemes such as the CPF Housing Grants further reduce financial burdens.As of 2025, resale HDB flats in prime locations like Queenstown range from SGD 500,000 for a 3-room flat to SGD 1.2 million for larger units, still lower than similar-sized private condos.Community LivingLiving in an HDB is about more than just the space—it’s about the community. HDB estates are designed with integrated amenities, including markets, hawker centers, and green spaces, fostering a sense of belonging.Initiatives like "Community in Bloom" promote active engagement and collaboration among residents.Diversity of ChoicesFrom cozy two-room units to sprawling executive flats, HDB offers something for everyone. Whether you’re a single professional, a young family, or a retiree, there’s a flat that fits your lifestyle.Upcoming projects in Tengah, Singapore’s new eco-town, feature smart and sustainable housing designs tailored for future generations.Beyond Basics: HDB Eligibility and Ownership RulesWho Can Own an HDB?HDB flats aren’t just handed out to anyone. Eligibility criteria include:Nationality:  At least one buyer must be a Singapore Citizen, or if a couple, both must be Permanent Residents who have maintained PR status for a minimum of three years to be eligible to buy resale flats.Income Ceiling: Monthly household income should not exceed specific limits (e.g., SGD 14,000 for families purchasing BTO flats).Age: Buyers must be at least 21 years old or 35 if applying under the Singles Scheme.Previous Property Ownership: Owners of private properties must sell them dispose of their properties before purchasing an HDB flat.Renting an HDB: An Option for ManyIf purchasing isn’t on your agenda, renting an HDB flat offers a cost-effective alternative:Ensure you adhere to HDB’s rental regulations, such as lease periods (minimum six months) and maximum occupant limits.Popular search terms like "HDB for rent near MRT" or "affordable HDB rental in Clementi" reflect the high demand for such properties. As of 2025, average monthly rentals range from SGD 2,500 for a 3-room flat to SGD 4,000 for larger units in prime areas.Common Questions About HDB Flats1. What’s the Difference Between an HDB and a Condo?HDB: Affordable, practical, and focused on community living. Basic amenities are provided but do not include luxury features.Condo: Premium properties with upscale facilities like swimming pools and gyms. Prices are significantly higher and open to foreign buyers.2. Can I Buy a Condo if I Already Own an HDB?Yes, but only after meeting the Minimum Occupation Period (MOP) of five years. After that, you’re free to purchase private property, but financial considerations, such as the Total Debt Servicing Ratio (TDSR), should be taken into account.3. Why Are HDB Flats Limited to 99-Year Leases?Singapore is a small city-state with limited land. The 99-year lease system allows the government to reclaim and redevelop land to meet changing housing needs and urban development plans. It ensures equitable land use across generations. Once the lease expires, the property returns to the state.Types of HDB Flats: Which One Suits You?HDB flats come in a variety of configurations, catering to different needs:2-Room Flexi: Perfect for singles or seniors.3-Room: A compact yet functional choice for small families.4-Room and 5-Room: Ideal for growing families, offering more space and flexibility.Executive Flats: Premium units with larger layouts, suitable for multi-generational families.buDBSS Flats: Designed by private developers, combining HDB affordability with enhanced aesthetics.Investing in HDB: Is It Worth It?While HDB flats are primarily built for residential purposes, they can be an investment option under certain conditions:Rental YieldRenting out your HDB flat can generate steady income, particularly in high-demand areas like Tampines or Queenstown . Current yields range from 3% to 4% annually.Resale MarketWhile HDB prices don’t appreciate as dramatically as condos, well-located flats often maintain value over time. Flats near MRT stations and reputable schools remain particularly attractive.HDB Rentals: The Affordable AlternativeRenting an HDB flat is a popular choice for expatriates and locals alike. Areas such as Tanjong Pagar and Jurong East see consistent demand due to their proximity to business hubs and amenities. Keywords like "HDB rental in Jurong East" and "Tanjong Pagar HDB for rent" reflect the growing interest in these locations.ConclusionHDB flats are more than just homes; they symbolize Singapore’s dedication to affordable living and fostering close-knit communities. Whether you’re exploring options for HDB for rent or planning to buy, understanding the unique aspects of HDB flats is essential to making informed decisions on your property journey.At HouseBell, we’re here to simplify your search for the perfect HDB flat for rent or purchase. Discover the best deals and insights on our platform, and let us guide you through Singapore’s distinctive housing market. Together, we’ll turn your property dreams into reality!

When buying a property in Singapore, how much down payment do you need to prepare? Will the monthly payments strain your lifestyle? How much total interest will you end up paying? These questions are crucial for buyers. With the Mortgage Calculator feature in the Housebell App, you can instantly get answers to all these questions. Simply enter the property price and other relevant details, and with one click, you’ll see the required down payment, total loan amount, monthly payment, and total interest—helping you quickly get a clear picture of your home buying financial plan. This article will explain in detail how to use this feature, its ideal use cases, and its key advantages.I.Simple Operation: Complete Your Calculation in 2 Steps and Get Instant ResultsThe Mortgage Calculator in the Housebell App is designed to be user-friendly, requiring no financial expertise. The operation is simple and intuitive:Step 1: Enter Basic Information• Property Price: Enter the listed or negotiated price of your desired property (e.g., $1,000,000).• Loan To Value（LTV）: Select the percentage of the property price you plan to borrow from the bank (e.g., 70% loan, 30% down payment). The maximum loan ratio currently is 75%.• Annual Interest Rate: Enter the annual interest rate for your mortgage (e.g., 3%).• Loan Term: Select the repayment period (commonly 20, 25, or 30 years).Step 2: Click "Calculate"The system will automatically generate the following results within 1 second:• Down Payment: The amount you need to pay upfront (e.g., $1,000,000 × 25% = $250,000).• Total Loan Amount: The amount you will borrow from the bank (e.g., $1,000,000 × 75% = $750,000).• Monthly Repayment: The monthly payment calculated using the fixed principal and interest method (e.g., for a $750,000 loan at 3% over 30 years, the monthly payment is approximately $3,162).• Total Interest: The total interest paid over the life of the loan (e.g., in this case, about $388,331).Step 3: Adjust Parameters and Compare PlansYou can modify any parameter in real time (for example, change the loan ratio from 75% to 60%) to easily compare different scenarios.II. Four Key Use Cases: A Full-Cycle Tool for Planning and Avoiding Pitfalls1. Early-Stage Planning: Quickly Assess Your Home Buying Power When you find a property you’re interested in, simply pull down on the listing page in the app and tap “Mortgage Calculator.” Adjust the relevant parameters to instantly get results and evaluate your purchasing ability for that property.2.Comparing Bank Offers: Find the Most Cost-Effective Loan Option  Different banks offer varying interest rates and repayment policies. For example, for a 700,000 loan over 30 years, Bank A offers a 3% rate, while Bank B offers 2.8%.  • Monthly Payment Difference: 2,951 vs. 2,876 (an extra 75 per month)  • Total Interest Difference: 362,442.16 vs. 335,454.00 (an extra 26,988.16 in total interest)With these calculation results, users can easily compare different loan options at a glance.3. Optimize the Down Payment Ratio: Balance the Financial Pressure and Interest CostSuppose the home purchase budget is 1 million, the annual interest rate is 3%, and the loan term is 30 years. Users can test the impact of different down payment ratios:• Down Payment of 25% (250,000): The monthly mortgage payment is 3,162, and the total interest is about 388,000.• Down Payment of 30% (300,000): The monthly mortgage payment is 2,951, and the total interest is about 362,000.• Down Payment of 40% (400,000): The monthly mortgage payment is 2,529, and the total interest is 310,000.Based on the results, users can intuitively compare the monthly mortgage payments and interests under different down payments, helping them rationally allocate funds.4. Spot Marketing Gimmicks: Don’t Be Misled by “Low Monthly Payments”Some salespeople may highlight “monthly payments as low as 3,000” while deliberately hiding the fact that the loan term is stretched to 30 years. With the calculator, you can quickly uncover the real story:For a 700,000 loan of 3% interest over 30 years: the monthly payment is about 2,951, but the total interest paid is 362,000.This helps users immediately realize that low monthly payments do not mean low overall costs - the total interest amount must also be considered.III. User Stories: How Much Did They Save with the Mortgage Calculator?Case 1: Newlyweds Adjust Their BudgetMr. Zhang and his wife were interested in a home priced at 1.5 million. They initially planned a 30% down payment (450,000). With a 3% annual interest rate and a 30-year loan, their monthly payment would be 4,426, with total interest of about 544,000. After using the calculator, they discovered:  If they increased the down payment to 40% (600,000), the monthly payment would drop to 3,794, and the total interest over 30 years would be about 466,000—saving around 78,000.  The couple decided to postpone buying a car and focus on saving for a larger down payment.Case 2: An Investor Optimizes Her Loan StrategyMs. Li was purchasing an investment property and originally planned for a 20-year loan with a monthly payment of 8,318. The calculator showed:  • If she switched to a 25-year loan, her monthly payment would decrease to 7,113. The difference of 1,205 per month could cover the property management fee.  She ultimately chose the longer loan term to better balance her cash flow.Finally, she chose the long-term loan to achieve a balance of cash flow.Ⅳ. Conclusion: Make Good Use of the Tool and Say Goodbye to "Confusing Accounts"The Mortgage Calculator of the Housebell App transforms complex financial formulas into extremely simple "input-output" operations, helping users quickly grasp the core data of home purchase. Whether you are a first-time homebuyer, a home upgrader, or a real estate investor, you can:• Avoid Impulsive Decisions: Replace emotional judgments with data and maintain the financial safety line.• Discover Hidden Costs: See through the trap of high interest behind the "low monthly payment".• Formulate the Optimal Plan: Find the balance among the down payment, monthly mortgage payment, and interest.Take Action Now:1. Open the Housebell App and click " Calculator" on the home page.2. Enter your target property price and loan plan.3. Generate accurate results and take your first rational step towards home buying.Download Methods of Housebell APP:• Apple's official app store, App Store.• Google's official app store, Google Play.• Download from the official website: https://www.housebell.com/download

In Singapore, for many parents, how to plan their children's educational progression through school district housing is a topic worthy of in-depth study. This article will use plain language to analyze the concept of school district housing in Singapore, the core rules of the enrollment policies, and the practical strategies that parents need to know.I. Singapore's Education System: How are High-quality Resources Allocated?Singapore emphasizes two major principles: "enrollment based on proximity" and "citizens first". There is no unified entrance examination for the first grade of public primary schools. Instead, student places are allocated based on indicators such as family status (citizen/permanent resident/foreigner) and the distance between the residence and the school.Distribution of High-quality Educational Resources: Singapore has many "prestigious schools", such as Nanyang Primary School and Tao Nan School. These schools have a long history and strong teaching staff, making them hotspots of competition among parents.II. What is School District Housing in Singapore?"School district housing" in Singapore refers to residences within a certain range around a school. The allocation of student places is prioritized according to the resident's status (citizen/permanent resident/foreigner) and the distance from the residence to the school (within 1 kilometer, 1-2 kilometers, and beyond 2 kilometers). Therefore, if the residence is closer to the target school, the probability of successful enrollment is higher.Key Rules:1. Residence Range: Each school designates three zones: within 1 kilometer, 1-2 kilometers, and beyond 2 kilometers. With citizens having priority, the closer the distance, the higher the enrollment opportunity.2. Residence Duration Requirement: At the time of registration, the family must already be living at the address, whether rented or purchased. If the property is still under construction (not yet delivered), it must be ready for occupancy by the end of the year when the child is in second grade, and the family must reside there for at least 30 months from the move-in date.3. No Restriction on Property Type: Whether it is a Housing and Development Board (HDB) flat or a condominium, whether self-purchased or rented, as long as the residence meets the requirements, it is acceptable.III. The Core of the Enrollment Policy: Citizens First, Residence is ParamountThe registration for public primary schools in Singapore is divided into six phases (Phase 1, 2A, 2B, 2C, 2CS, 3), conducted in sequence. Each phase stops accepting applications once it is full. The enrollment order is as follows: Phase 1 is the earliest, and Phase 3 is the last. Within each phase, citizens have priority over Permanent Residents (PRs), and PRs have priority over foreigners. If there are competitors within the same phase and nationality status, the priority is determined by the proximity of the residence to the school. If both status and residence distance are the same, and the number of applicants exceeds the available places, a ballot is conducted during Phases 2A to 2CS. Popular schools are usually fully enrolled by Phase 2A.The Ministry of Education (MOE) stipulates the following priority order for Primary 1 enrollment:• Singapore Citizens (SC) residing within 1 kilometer of the school.• Citizens residing between 1 and 2 kilometers from the school.• Citizens residing more than 2 kilometers from the school.• Permanent Residents (PR) residing within 1 kilometer of the school.• PRs residing between 1 and 2 kilometers from the school.• PRs residing more than 2 kilometers from the school.IV. How Does School District Housing Affect Enrollment Success?First, let's explain how enrollment slots are allocated. Using the 2024 enrollment data for Nanyang Primary School as an example, the total number of slots was 390. According to Ministry of Education regulations, 20 slots must be reserved for Phase 2B and 40 slots for Phase 2C. Therefore, the effective number of slots available from Phase 1 is 330:• Phase 1: There were 172 eligible applicants. All applicants in this phase are admitted regardless of the number. After Phase 1 admissions, 158 slots remain for Phase 2A.• Phase 2A: There were 203 eligible applicants competing for 158 slots. All applicants who were citizens residing within 1 kilometer and between 1-2 kilometers were admitted. A ballot was conducted for citizens residing more than 2 kilometers away. After Phase 2A, no slots remained for subsequent phases.• Phase 2B: Since no slots remained after Phase 2A, only the 20 reserved slots were available for Phase 2B. There were 50 eligible applicants. According to the priority order, the number of citizens residing within 1 kilometer exceeded 20, so those beyond 1 kilometer were not considered. The 20 successful applicants were selected by ballot from citizens residing within 1 kilometer.• Phase 2C: Similarly, no slots remained from Phase 2B, so only the 40 reserved slots were available for Phase 2C. There were 79 eligible applicants, leading to intense competition. As in Phase 2B, only citizens residing within 1 kilometer had the opportunity to compete, with those beyond 1 kilometer being excluded.• After Phase 2C, there were no slots left for Phase 2CS or Phase 3.• From this data, it is evident that to successfully enroll as a first-grade student at a prestigious primary school, it often depends on the parents: having citizenship and residing within 1 kilometer of the school.• Historically, Permanent Residents (PRs) and foreigners have rarely had the opportunity to enroll in prestigious local primary schools. They typically only have a chance during the later stages of Phase 2CS and Phase 3, after all citizen students (regardless of residence distance) have been admitted.Although the Ministry of Education in Singapore states that every primary school is a good school, if there is an opportunity to give their child a head start, Chinese parents will make every effort to secure it. In this context, school district housing is a key factor where parents can exert their influence.V. Strategies for Parents: How to Plan the Educational Progression Path?1. Lock in the Residence in Advance: School district housing near prestigious schools becomes highly competitive as registration approaches. It's best for parents to plan early and secure a purchase or rental within 1 kilometer of the desired school well in advance, ideally before the child turns 3 years old, to meet any residence requirements.2. Volunteer Priority: Competition for spots in popular schools is intense. Parents can enhance their chances by applying to become school or community volunteers 2-3 years ahead of time. Starting this process only a year in advance may not be sufficient.3.  Alternative Options: If the historical admission rate for the target school is low, it's wise to have backup options. Parents should apply to less competitive schools and decide on registration based on the current situation.4. Status Planning: Citizenship provides a significant advantage in school admissions. Families can consider applying for Permanent Residency (PR) or naturalization to improve their priority status.5.  Alternative Options of International Schools: Given the intense competition for local prestigious schools, foreigners might consider high-quality international schools, such as United World College (UWC) or the Singapore American School. These options, while competitive, do not require citizenship or school district housing, offering a different pathway.VI. What are the Differences between School District Housing in Singapore and that in China?1.  Renting is Also Valid: In Singapore, renting a home can qualify a child for school enrollment, similar to owning a property.2.  No Household Registration Binding: Unlike in China, Singapore does not require household registration migration for school enrollment. The key requirement is actual residence, with a minimum stay of 30 months after enrollment.3. Citizenship Priority: Singapore citizens typically have the highest priority for school admissions, followed by permanent residents. Among those with the same status, proximity to the school is a deciding factor.4. Distance-Based School Districts: Singapore's school district boundaries are primarily determined by the distance from the school rather than administrative regions, offering more flexibility.ConclusionThe school district housing and enrollment policies in Singapore act as a "buffer" for distributing high-quality educational resources. Parents should consider factors such as citizenship status, residence, and timing to develop a well-informed strategy for their child's education.You can easily search for listings on Housebell, Singapore's first bilingual real estate platform. It offers a vast selection of authentic listings, all sourced from CEA-certified agents, to assist you in finding your dream home. If you have any questions, feel free to contact the online customer service for professional assistance.

As a non-core residential area outside the Central Region of Singapore, the Outside Central Region (OCR) attracts families and young groups with its high cost-effectiveness and ecological livability. Renting in Singapore.The following analyzes the living experience in the OCR from a daily life perspective:I. Geographical Location and ScopeThe OCR covers a vast area outside the Central Region, mainly including postal districts: D19 (Hougang), D22 (Jurong), D25 (Woodlands), D27 (Punggol), and D18 (Tampines), etc.Popular areas include:- Jurong (D22): A commercial hub in the west, adjacent to Jurong Lake Gardens.- Punggol (D19): A waterfront ecological new town, a gathering place for young families.- Tampines (D18): A mature community in the east with dense living facilities.II. Analysis of Living FacilitiesTransportation Networko ‌MRT: The East-West Line (Jurong East Station), the North-East Line (Punggol Station), and the Cross Island Line (extension section in 2030) cover the entire area, with a commute to the city center taking about 30-45 minutes.o Highways: The Pan Island Expressway (PIE) and the Tampines Expressway (TPE) connect the whole island, with a drive to Changi Airport from D18 taking about 20 minutes..o Buses: More than 50 trunk lines link the communities. The Tampines interchange offers a 24-hour night bus service (NiteRider), with the last bus departing at 3 a.m.Commerce and Shoppingo Large Shopping Malls: Westgate, JEM, and IMM in Jurong East, and Waterway Point in Punggol.o Community Markets: Hougang Mall in Hougang and Heartland Mall near Kovan MRT Station, with Tampines Street Market retaining the traditional wet market culture.Educational Resourceso Renowned Public Schools: Rosyth Primary School - Located in District 19, it has a long history and is one of the nine primary schools with a Gifted Education Program (GEP)；St. Hilda's Primary School - Located in Tampines, it is renowned for its excellent academic performance and holistic educational approach, and is also a GEP school.; Rulang Primary School - Situated in Jurong West, it is highly regarded by parents for its strong academic achievements and dedication to holistic student development.o International Schools: Singapore American School (SAS) (located in Woodlands) is a top-tier international school in Singapore. It offers the Advanced Placement (AP) program. They provide a wide range of AP courses, allowing high school students to engage in college-level coursework；The biggest highlight of Dulwich College Singapore (located in Jurong West) is its combination of British educational traditions and global perspectives, offering outstanding bilingual education alongside diverse curriculum options like the IBDP and IGCSE, complemented by state-of-the-art campus facilities to foster holistic development.   Medical Resourceso General Hospitals: Ng Teng Fong General Hospital (located in Jurong East) and Khoo Teck Puat Hospital (located in Yishun) provide emergency and specialized medical services.o Community Clinics: The density of General Practitioners (GPs) is 1.2 clinics per square kilometer, with a waiting time of less than 15 minutes.Parks and Recreationo Natural Landscapes: Jurong Lake Gardens (lakeside walking paths) and Punggol Waterway (for kayaking and cycling) offer experiences close to nature. o Community Facilities: Woodlands Sports Centre ( with a swimming complex and badminton courts) and Tampines Eco Green (a wetland for bird watching).III. Housing Price Levels (2025 Data) Notes:• The average price of new HDB flats (5-room type) in Punggol (D19) is approximately S$750,000, and waterfront condominiums commanding a price premium of 10%-15%.• The monthly rent for a renovated apartment (2-bedroom) in Jurong East (D22) is about S$4,500. The demand is strong due to its proximity to the business park.IV. Recommended Popular Residential Areas1. Jurong East (D22)o Positioning: A commercial center in the west, suitable for professional.o Representative Residential Complexes: J Gateway (a newer condominium near Jurong East MRT) ;The Centris (a mixed-use development with a bus interchange, MRT, and shopping mall).2. Punggol (D19)o Positioning: A waterfront ecological community, a preferred choice for young families.o Representative Residential Complexes: Watertown (a river-view condominium) and Punggol Point Cove (waterfront HDB flats).3. Tampines (D18)o Positioning: A mature community in the east with high living convenience.o Representative Residential Complexes: Treasure at Tampines (a large condominium complex) and Tampines GreenVines (HDB flats with ecological design).4. Woodlands (D25)o Positioning: A cross-border hub in the north, adjacent to Johor Bahru.o Representative Residential Complexes: Woodhaven (a popular condominium near the Singaproe American School) and Woodlands Horizon (HDB flats near the MRT).V. Comparison of Advantages and Disadvantages✅ SummaryWith its green ecological living environment and high cost-effectiveness, OCR has become an ideal choice for budget-sensitive Singaporean families, particularly for long-term residents who seek a balance between nature and practicality.You can easily search for listings on Housebell, Singapore's first bilingual real estate platform. It offers a vast selection of authentic listings, all sourced from CEA-certified agents, to assist you in finding your dream home. If you have any questions, feel free to contact the online customer service for professional assistance.

The National University of Singapore (NUS), as one of the top-notch institutions of higher learning in Asia, draws a large number of international students to pursue their studies. However, finding a suitable place to live can be a daunting task for those newly arrived international students. This article will present a comprehensive guide to renting accommodation near NUS to assist you in finding your desired residence.Locations for Renting near NUSThe NUS campus is vast, and its various faculties are scattered across different directions. Therefore, students from different faculties can consider renting in nearby areas. The distribution map of NUS faculties is as follows:Zooming out, you can observe the distribution of the areas around NUS. ▲Yong Siew Toh Conservatory of Music, College of Design and Engineering, Faculty of Arts and Social Sciences, NUS Computing, Business School, YIH, RMI, and ISS are all situated on the west and south sides of the campus, close to Clementi and the West Coast.▲The Faculty of Science and the Yong Loo Lin School of Medicine are on the east side of the campus and are relatively near One North, Dover, and Queenstown.▲The School of Continuing and Lifelong Education is located in Utown, on the north side of the campus. Clementi and Dover are convenient accommodation options.▲NUS Law faculty and the Lee Kuan Yew School of Public Policy are not on the main campus but are located at the Bukit Timah Campus. Houses around this area can be taken into account. There are also shuttle bus services between the main campus and the Bukit Timah Campus, with a journey time of about half an hour.Zooming out even further, you’ll find more diverse options.▲Closest to the School (Orange)Clementi, West Coast, One North, and Dover are the nearest to the school. The closest ones are within a ten-minute walking distance to the school, but such accommodation is scarce and rather old. Those a bit further away require a commuting time of about twenty minutes. Since these places are the most convenient, the accommodation tends to be in high demand. There are more options in Clementi and West Coast, so you can look in this area. The accommodation in One North and Dover is relatively limited.▲Better Environment (Green)Jurong East, Pandan River, ULU Pandan, Holland, and Queenstown are a bit further away, but they offer a better environment and more condos. The commuting time is over half an hour, which is still acceptable. Many students choose to live near Pandan River, Buona Vista, and Queenstown. Additionally, Jurong East is the largest shopping district closest to the school, home to shopping centers like IMM, JEM, and Westgate are located.▲Further Away (Purple)Even more distant options include Chinese Garden and Bukit Timah. The former has relatively inexpensive houses but is rather far, with a commuting time to NUS of 40-50 minutes. The latter is a wealthy area with relatively expensive houses but an excellent living environment. They can also be considered as alternatives.In general, Singapore is not overly large, and there are shuttle buses on the NUS campus. Thus, it is quite convenient to live in the areas near the school. It is not necessary to live adjacent to one's faculty. Places within a 30-minute commuting distance to the school are relatively convenient and acceptable.Types of Rental Accommodation in SingaporeThere are mainly two types of residential properties: HDB flats and condos.HDB FlatsThese are subsidized housing constructed by the Singapore government and are relatively affordable. There are food courts and public transportation nearby, making life convenient. However, the environment and facilities may not be as good as those of condos. HDB flats do not have enclosed communities, and each building has a separate number (which can be used to identify a specific flat when looking for an address). But the government has a series of strict regulations on the rental of HDB flats.Rent: Common rooms range from $800 to $1200, and master rooms range from $1300 to $2000.Lease Term: Minimum of 6 months.Note: During the school opening season, the rent near NUS will increase significantly.CondosSimilar to commercial housing complexes in China, they have an enclosed community environment with complete internal supporting facilities such as swimming pools, gyms, clubs, and 24-hour security. The overall quality is higher, and one can enjoy a more comfortable and safe living environment.Rent: Common rooms range from $1000 to $1800, and master rooms range from $1500 to $2500.Lease Term: Minimum of 3 months.There is also a commercial student apartment (co-living), which is a popular choice among many students.Student ApartmentsThere are single rooms, double rooms, and multi-person rooms. The rooms are furnished with beds, desks, wardrobes, etc., allowing for a move-in with just personal belongings. There are also shared kitchens, laundry rooms, study rooms, gyms, and other supporting facilities in the apartment, which are shared by the whole community. Generally, such apartments have central management services, and the rent includes utilities, WiFi, regular cleaning services, etc.Rent: Ranges from $500 to $1500.Lease Term: Minimum of 1 month.Rental Process and PrecautionsRental ProcessSearch for accommodation and view properties - Sign the lease - Pay the deposit and rent - Pay the rental stamp duty - Move in - Check out.When renting, you must be extremely vigilant. Try to choose formal platforms and certified agents to avoid rental scam.Related Articles:Rental Scams in Singapore and How to Avoid themIf you choose to rent an HDB flat, you need to meet the eligibility requirements and comply with relevant regulations.Related Articles:Renting HDB flats：Eligibility Conditions and GuidelinesRenting HDB flats：Tenancy MattersRenting HDB flats：RegulationsRegarding the tenancy agreement, matters to note during the tenancy period, check-out requirements, etc., you need to understand them in advance to avoid disputes.Related Articles:Singapore Rental Guide: Easily Find Your Ideal HomeTenants must see：Singapore Tenancy Agreement and Key TermsIt is recommended to use Housebell to find houses，which is reliable, convenient, and hassle-free. If you have any questions, you can contact the online customer service, and they will provide you with professional assistance.

Nanyang Technological University (NTU) is located in the western part of Singapore. Reowned for its high-quality educational resources and beautiful campus environment, it attracts a large number of international students. For those of you who are about to study or work at NTU, choosing a suitable place to live is of utmost importance. This article will provide you with a guide to renting accommodation near NTU to help you quickly find your desired residence.Locations for Renting near NTUNanyang Technological University (NTU) is situated in the western part of Singapore, bordered by hills to the west; herefore, when renting a house,  it is advisable to look eastward. Most students will choose the areas along the Green Line of the subway, between Pioneer Station and Jurong East Station. Since NTU is in a relatively remote location, commuting is the first factor to consider. The public transportation methods to NTU are as follows:• From Pioneer MRT Station, you can take Bus 179 or the Green Line shuttle bus directly to the interior of the campus.• From Boon Lay MRT Station, you can take Bus 179 or Bus 199 directly to the interior of the campus. Here is the terminal station of these two buses, offering greater convenience. However, the route of Bus 199 is more circuitous and takes longer. Alternatively, you can also take the MRT from Boon Lay MRT Station to Pioneer MRT Station and then take the Green Line shuttle bus. Even if you walk, it only takes 12 minutes between the two subway stations, which is very close.• For locations farther away, it is recommended to take the MRT to either of the two aforementioned stations and then transfer to the bus or shuttle bus.The following is an introduction to the rental and living situations near the Green Line subway stations.PioneerTransportation: Direct access by Green Line shuttle bus/Bus 179Dining and Shopping: Pioneer Mall, food courtsHousing: Mainly HDBBoon LayTransportation: Direct access by Bus 179/Bus 199, take the MRT to Pioneer and transfer to the shuttle bus or another busDining and Shopping: Jurong Point shopping mall is located right outside the MRT station, offering a one-stop solution for clothing, food, housing, and transportation.Housing: Mainly HDB. There is a popular condo, The Centris, adjacent to Jurong Point. Coliwoo here is also a popular choice among students. Lakeside - Chinese GardenTransportation: Take the MRT to Pioneer and transfer to the shuttle bus or another busDining and Shopping: This area primarily features shophouses and hawker centers in HDB zones, offering affordable and down-to-earth dining and shopping options.Housing: There are numerous condos, typically newer in age, offering good environment and scenic views.Jurong EastTransportation: Take the subway to Pioneer and transfer to the shuttle bus or another bus. Jurong East is also an interchange station for the Green Line and Red Line MRT.Dining and Shopping: Jurong East serves as the largest commercial district in the western part of Singapore. Shopping centers such as IMM, JEM, and Westgate offer comprehensive amenities for dining, shopping, and entertainment.Housing: There are very few condos, and the rental prices is relatively high.Summary:• The area from Pioneer to Boon Lay is the closest to the school and has direct access by bus/shuttle bus without the need for transfer. The houses are mainly HDB, and condos are even more popular. The surrounding amenities are relatively convenient.• In the area from Lakeside to Chinese Garden, there are more condo options with good scenery, but the supporting facilities are slightly lacking.• Jurong East is the farthest, with high prices and the fewest options, but it is the most prosperous, with complete supporting facilities and more convenient access to the city center.When choosing a rental property, the closer it is to the subway line, the more convenient the commute. However, be careful that the room is not directly facing the railway line to avoid vibrations and noise when the MRT passes.Types of Rental Housing in SingaporeResidential properties in Singapore are mainly divided into two types: HDB flats and private condos.HDB FlatsHDB flats are public housing built by the Singapore government as affordable options. They are usually located near hawker centers and public transport, making life convenient. However, the environment and facilities may not be as good as those in condominiums. HDB flats do not have gated communities, and each block is assigned a unique number to help locate specific flats. The government imposes strict regulations on renting out HDB flats.Rent：Common room: $800-$1200, Master bedroom: $1300-$2000Lease Term:Minimum 6 monthsPrivate CondosPrivate condominiums are similar to commercial housing estates in China. They have gated environments with comprehensive facilities such as swimming pools, gyms, clubhouses, and 24-hour security. They offer a higher standard of living and a more comfortable and secure residential environment.Rent：Common room: $1000-$1800, Master bedroom: $1500-$2500Lease Term:Minimum 3 monthsThere is also a commercial student apartment (co-living), which is a popular choice among many students.Student ApartmentsThere are single rooms, double rooms, and multi-person rooms. The rooms are furnished with beds, desks, wardrobes, etc., allowing for a move-in with just personal belongings. There are also shared kitchens, laundry rooms, study rooms, gyms, and other supporting facilities in the apartment, which are shared by the whole community. Generally, such apartments have central management services, and the rent includes utilities, WiFi, regular cleaning services, etc.Rent: Ranges from $500 to $1500.Lease Term: Minimum of 1 month.Rental Process and TipsRental ProcessSearch for properties → View properties → Sign tenancy agreement → Pay deposit and rent → Pay stamp duty → Move in → Move outWhen renting, always be vigilant and choose reputable platforms or certified agents to avoid rental scams.Related Articles:Rental Scams in Singapore and How to Avoid themIf you choose HDB flats, you must meet the eligibility criteria and comply with relevant regulations.Related Articles:Renting HDB flats：Eligibility Conditions and GuidelinesRenting HDB flats：Tenancy MattersRenting HDB flats：RegulationsIt is important to familiarize yourself with the tenancy agreement, obligations during the lease period, and move-out requirements to avoid disputes.Related Articles:Singapore Rental Guide: Easily Find Your Ideal HomeTenants must see：Singapore Tenancy Agreement and Key TermsIt is recommended to use Housebell to find houses，which is reliable, convenient, and hassle-free. If you have any questions, you can contact the online customer service, and they will provide you with professional assistance.