If you are looking to rent a HDB flat/ bedroom from the open market, you can refer to the information here.Non-Citizen Quota for Renting Out of FlatIf you are a non-Malaysian non-citizen (Singapore Permanent Resident or foreigner) renting the HDB flat, you will be subject to the Non-Citizen Quota for Renting Out of Flat. The quota is to help maintain a good ethnic mix in HDB estates. Malaysians are not subject to this quota in view of their close cultural and historical similarities with Singaporeans.The quota is set at 8% at the neighbourhood level and 11% at the block level, and applicable if any tenant renting the flat is a non-Malaysian non-citizen. If the quota is reached, only Singaporeans and Malaysians can rent a flat in that neighbourhood/ block. This quota does not apply to the renting out of bedrooms.You may use our e-Service to check if an HDB flat can be rented by non-Malaysian non-citizens. The e-Service can also be accessed via the HDB Map （https://services2.hdb.gov.sg/web/fi10/emap.html）Services.Rental periodYou must rent an HDB flat/ bedroom for at least 6 months. Owners can apply to rent out flat/ bedrooms for a maximum period of 3 years per application if their tenants are all Singaporeans or Malaysians. For application involving non-Malaysian non-citizens, the maximum rental period per approval is 2 years.Maximum number of tenants and occupantsTake note of the maximum number of tenants and occupants allowed in each flat when renting the flat/ bedrooms.  * Occupants include owners, authorised occupiers and tenants. The maximum number of occupants applies even if flat owners rent out bedroom(s) to tenants who are from the same family unit.^ Only bedrooms originally constructed by HDB can be rented out.  All other parts of the flat (including partitioned rooms) cannot be used as bedrooms for tenants.Source: The Housing & Development Board (HDB)

If you are looking to rent a HDB flat/ bedroom from the open market, you can refer to the information here.Tenancy AgreementThe Tenancy Agreement covers the terms and conditions of the renting of a property, offering clauses relating to the main aspects of the tenancy to protect and balance the interest of both landlords and tenants.If you are planning to rent out or rent an HDB flat/ bedroom, you can take reference from these standard tenancy agreement templates（ https://www.cea.gov.sg/professionals/agreements_and_checklists）drafted with input from regulatory agencies, associations representing the real estate agency industry and consumers, and practitioners who are experienced in the residential rental transaction process. These templates are just a guide, and you are free to amend the template or negotiate the terms contained in the template with your property agent to suit your needs and/ or requirements.Rental and deposit paymentsIt is common practice for rent to be paid monthly. The first payment should be made on the day the tenancy starts while subsequent payments should be made on the same day of each month. The deposit amount is usually equal to a month’s rent for a 1-year tenancy contract and 2 months’ rent for a 2-year tenancy contract. This is payable upon signing the tenancy agreement, together with the first month’s rent. You are advised not to pay more than a month's rent.As proof of payment, you should pay the rent and rental deposit by cheque. You should also move into the flat immediately after collecting the keys.Disputes between tenants and flat ownersAny disagreements, such as the rental amount, payment or forfeiture of deposits, right to terminate tenancy, and rental periods, are private matters between the tenant and the flat owner. Flat owners and tenants should try to solve the dispute amicably and reach mutual agreement.You are advised to read and understand all the terms and conditions in the tenancy agreement carefully before signing it.Engaging property agentsIf you are engaging a property agent, check his or her phone number with CEA’s Public Register （https://www.cea.gov.sg/aceas/public-register）to verify the identity of your property agent and safeguard yourself against scammers.Scammers are putting up fake property listings online and impersonating property agents to scam victims into making payment to secure an appointment to view or rent the property. Find out how to avoid falling for rental scams.Source: The Housing & Development Board (HDB)

For those who have just come to Singapore, renting a house is a big deal. This article will comprehensively introduce various matters to know when renting in Singapore, including area selection, housing types, rental levels, and precautions, etc. to help you quickly and smoothly find suitable housing and start a wonderful new life!Regional division of SingaporeSingapore is divided into 28 postal districts. The places and landmarks corresponding to each area code are as follows:According to government planning, the entire island of Singapore can be divided into three parts: CCR (Core Central Region), RCR (Rest of Central Region), and ORC (Outside Central Region).Based on geographical location, Singapore can be divided into five regions: central，east, north-east, north, and west.• The Central Region includes the central and southern parts, with Central Business District (CBD), shopping center Orchard, and affluent areas like Bukit Timah. There are tourist areas such as Gardens by the Bay, Singapore River, Sentosa, etc. The northern part of the Central Region is connected to Marine Parade on the east coast which is Singapore's old money district, and the older generation of Singaporeans like to live here. Because it is close to the CBD and has a casual lifestyle, it is also the first choice for foreign families working in the CBD.• The East Region consists of Bedok, Paya Lebar, Tampines, Pasir Ris and Changi Airport areas. This area is close to the flight zone and has lower housing prices and more HDB flats, mainly serving commercial and industrial parks near the airport.• The commercial center of the West Region is Jurong East, which is referred to as Singapore's “second CBD.” Meanwhile, Singapore's two most famous top universities, NTU (Nanyang Technological University) and NUS (National University of Singapore), are located in the west, making leasing particularly active along the line from the West Coast to Clementi to Jurong West.• The Northern Region includes several major areas such as Sembawang, Woodlands, and Yishun, with a high density of HDB flats offering relatively affordable rents. The northern region is connected directly to Orchard Road, CBD, and Marina Bay by the Red Line Metro. Now the brown line (Thomson East Coast Line) has been opened from Woodlands, which can directly connect to the Botanic Gardens, Orchard, CBD, East Coast, and will directly reach Changi Airport in the future. In addition, Woodlands is a land gateway between Singapore and Malaysia, and the rent in this area is relatively low except houses around the famous school Singapore American School (SAS).• The Northeast Region mainly includes Ang Mo Kio, Sengkang, Serangoon, Hougang, Punggol, and Seletar. Sengkang, Hougang and Punggol are densely populated with young people and new high-rise HDB flats, and are new areas in Singapore where population density has grown rapidly in recent years.Popular rental areas in SingaporeMost locals in Singapore do not rent houses, so the rental market mainly serves the migrants. CBD, CCR, etc. are expensive and suitable for high-income and high-net-worth families. Most middle-income earners choose the following places:• Tiong Bahru: Close to the CBD and the city center, with convenient transportation. There are many cafes , bars，restaurants, and a wide range of leisure and entertainment options, with a strong flavor of life and a fashionable and retro vibe.• Farrer Park / Little India: Close to CBD, with more employment and entertainment opportunities. The Indian population there is relatively dense, but it is still popular among young people.• Clementi: Close to educational institutions such as the National University of Singapore, offering convenient living and relatively reasonable rent. However, during the school opening season, this area is in a state of frenzy for housing demands.• Bishan: a transportation hub with abundant educational resources and convenient daily life.• Katong: Only a 15-minutes drive from the CBD, with a long coastline. You can go to the East Coast Park for picnics, barbecues, outdoor sports on weekends, balancing work and leisure. A nice choice for those who work in CBD.Those with middle and lower income can consider:• Paya Lebar / Eunos: Close to the CBD and Changi Business Park, with direct access to the city center and the airport via the Green Line metro. The rent in the area is relatively affordable while still ensuring an acceptable quality of life.• Sembawang: On the Red Line Metro, it is a 40-minutes drive from the city center without transferring, and is one of the areas with the lowest housing prices in Singapore.• Woodlands/Jurong West: There are many international schools in this area, so many foreign families with children studying there live here.Types of rental housing in SingaporeIn Singapore, housing can be divided into HDB flat, Condominium, landed house and other types according to factors such as the developer and the price. Ordinary people usually rent HDB flats or Condominiums. HDB flats are welfare housing built by the government, which are inexpensive and the first choice for most people. Condos have more facilities, generally including swimming pools, gyms, tennis courts, barbecue pits, etc, and are much more expensive than HDB.Depending on the number of people and budget, you can choose to rent a whole house or a single room. In general, a higher budget means more choices and better living privacy. Otherwise, you will need to share the house with other roommates and also the bathroom and other public areas.Rental levels in SingaporeA single room*monthly rent in Singapore dollarsMaster Room: The master bedroom with a private bathroom.Common Room: The second bedroom, you may share a bathroom with other roommates.Maid Room: The smallest type, about 3-4 sqm, can only accommodate a single bed and a desk/wardrobe, and most of them have no windows.A whole house*monthly rent in Singapore dollarsThe above is only the approximate level of the rental market. The rent of specific properties may be higher or lower than this range due to factors such as location, age, furnishings, surrounding facilities, etc.Renting in SingaporeRenting processChoose a house - confirm the lease contract - pay the deposit and rent - pay the rental stamp dutyFees• Rent (Paid monthly)• Deposit (a 2-month deposit is charged for a standard 2-year lease)• Rental stamp duty (0.4% of the total rent during the total lease period)• Water, electricity, network fees (Whole-unit rentals require tenants to setup a water and electricity account and pay for it yourself. For a single room , fees generally included in the rent and the landlord will pay within the limit).• Air conditioning cleaning fee (the tenant is responsible for cleaning every 3 months for renting a whole house while the landlord is usually responsible for a rental single room ).• As for the agency fee, it depends cause the agents in Singapore can be divided into landlord agent and tenant agent. For example, if you view a property online and contact the agents mentioned, these agents are the landlord agents. If the lease is reached, the agency fee is paid by the landlord and the tenant does not need to pay. But if you don't want to look for houses one by one, you can entrust an agent to help you find a house. You just need to list your demands and budget. In this case, the agent who helps you is your tenant agent, and you need to pay the agency fee. Generally, 1 monthly rent is charged for a 2-year lease, and 0.5 monthly rent is charged for a 1-year or less lease.Lease termsAt least 6 months for HDB flats.At least 3 months for condos.Warranty periodThe landlord shall bear the cost of repairs and replacements within first 30 days of the lease (excluding artificial damage). Afterwards, it is according to the minor repair Clause stipulated in the contract. The tenant will be responsible for the amount within the stipulated limit, and the landlord will be responsible for the excess amount. The amount of minor repairs for a general HDB flat is $150-$200, for a condo $200-$300, and for a luxury condo $300-$1000.Minor Repair ClauseStandard contracts usually include minor repair clauses, which mainly stipulate that after the first 30 days of the warranty period, any repairs that occur to the house such as replacing light bulbs or breaking electrical appliances (excluding major repair projects such as structural repairs, circuit repairs, and water leakage repairs, etc.), will be handled with and paid by tenant themselves within the amount. If the repair quotation exceeds the minor repair amount, the tenant must first obtain the landlord's consent to the quotation before the repair can be carried out. The exceeding amount will be borne by the landlord. Remember, the repair procedure must be correct. Any place that requires the landlord to pay must be discussed with them first, otherwise the landlord has the right to refuse to pay.Additionally, the minor repair clause does not include air conditioning repairs. As long as the tenant regularly cleans the air conditioner every three months and does not intentionally overusing it, the landlord will be fully responsible for repairing and costs if the air conditioner malfunctions. It should be noted that in general the tenant is responsible for adding Refrigerant Gas to the air conditioner, and the landlord is responsible for the chemical cleaning of the air conditioner, except for situations where the tenant turns on the air conditioner 24/7.Termination of contract in advanceIn standard rental contracts in Singapore, there is no clause for early termination unless both parties agree to add it, meaning that terminating the contract early is not free and easy.There is a Diplomatic Clause in the contract, which generally applies to tenants obtaining an EP visa (Employment Pass). This clause refers to the option for tenants who leave Singapore due to job transfer after staying for at least 12 months (with official proof required) to notify the landlord 2 months in advance to terminate the contract. It must be noted that this clause requires a minimum of 14 months (12+2) of occupancy for a 2-year lease term, rather than mistakenly interpreting it as notifying the landlord in the 10th month and leaving after 12 months of occupancy.Check-Out Procedures Check out is the most contentious process between both parties, and the following points should be noted:• Tenants are required to have all malfunctions that occur during the lease term repaired, and to restore the walls, floors, furniture, etc. in accordance with the contract.• Tenants are required to provide the landlord with receipts or contracts for air conditioning cleaning every three months during the lease term, and the last cleaning must be done within one month before check-out.• Tenants need to dry clean (not wash ) all curtains before checking out, hire someone to do a professional cleaning of the entire house (note that cleaning by a hourly worker or self is not considered professional cleaning), and present relevant expense vouchers.• On the day of handing over keys, both the tenant and landlord will conduct a joint inspection. If there are any outstanding matters, the landlord has the right to deduct the corresponding amount from the deposit.• Additionally, it is important to note that the deposit cannot be used to offset the last month's rent, otherwise it will be considered a breach of contract and the landlord has the right to pursue further action.Particular attentionOccupancy Limits1-bedroom/2-bedroom HDB : maximum occupancy of 4 people per suite.3-bedroom HDB/Condo less than 90 sqm : maximum capacity of 6 people per suite.4 bedrooms and above HDB/ Condo more than 90 sqm : maximum capacity of 8 people per suite.Exceeding the limit on the number of occupants is illegal.Cooking restrictionsYou need to confirm the cooking clause that whether cooking is not allowed or can be done in small or large quantities.Air conditioner cleaning feeThe air conditioner needs to be cleaned every three months, at a cost of approximately $30 each. You should keep receipts properly because some landlords may check it when checking out. If the tenant fails to clean the air conditioner on time, even if the air conditioner is not damaged, the landlord has the right to deduct the relevant fees and request the tenant a deep air conditioner cleaning. If damage is caused, the tenant needs to pay the full amount for repairs.End of Lease ResponsibilitiesThe responsibilities and obligations of both parties shall be subject to lease contract, and all matters related must be complied with. At the same time, pay attention to preserve evidence, such as carefully inspecting the house on the day of check-in, and promptly reporting any malfunctions to the landlord. When check out, these words in black and white，photos, and videos will be as evidence. Otherwise words will be unfounded and it may easily cause controversy. Please be careful and cautious when check in or out.

If you are looking to rent a HDB flat/ bedroom from the open market, you can refer to the information here.Eligibility to rent a flat or bedroomCitizenshipYou must be any of the following to rent a flat or bedroom as a tenant:• Singapore Citizen• Singapore Permanent Resident• Non-citizen legally residing in Singapore who holds an Employment Pass, S Pass, Work Permit, Student Pass, Dependant Pass, or Long-Term Social Visit Pass. The pass must have a validity period of at least 6 months as at the date of application by the flat owners:o Work Permit holders from the construction, marine, and process sectors must be Malaysians. Work Permit holders from the manufacturing sector must also be Malaysians if they are renting a whole HDB flato Tourists are not allowed to rent any HDB flat/ bedroomCompanies renting the flat or bedroom for your employees must ensure that the individuals meet our eligibility conditions for tenants.Tenancy and property ownership statusYou must not be a tenant of a public rental HDB flat or owner of other HDB flats unless you are:• Divorced/ legally separated. In this case, only 1 party can rent a HDB flat from another flat owner• A owner who is eligible to rent out your whole flat. However, you must rent out your own flat within a month, after you have rented an HDB flat from another flat ownerYou must not be the owner of an Executive Condominium unit where the 5-year minimum occupation period has not been met.GuidelinesProof of ownership of the flatYou should visit the flat you intend to rent and ensure that the person you are dealing with is the rightful owner of the flat. You can do so by requesting for documentary proof of the flat’s ownership.If you are renting the whole flat, ask the flat owner to show you the printout of HDB’s confirmation of his eligibility to rent out the flat. Flat owners may print the confirmation of their eligibility to rent out the flat from My HDBPage (log in with Singpass and go to: My Flat> Purchased Flat - Renting Out > Renting Out of Flat).HDB’s approval to rent out the flat or bedroomYou should ensure that the flat owner has our approval to rent out the flat or bedroom to you. You can ask the flat owner to show you a copy of the approval letter from us, and give you a copy of the terms and conditions of the approval for your reference. For rental of bedrooms, flat owners must continue to live in the flat during the rental period. To protect your interest, you should also include a condition in the rental contract to specify that the contract is valid only if the flat owner obtains our approval to rent out the flat or bedroom.In addition, you may ask the flat owner to provide you with the printout of HDB’s confirmation that you are a registered tenant. Flat owners can print HDB’s confirmation letter, after logging in with Singpass at https://services2.hdb.gov.sg/webapp/BR12AWPortal, via the following steps:• Renting Out of Whole Flat > Enquiry on Tenants• Renting Out of Bedroom(s) > Enquiry on TenantsCheck if you have been included as an authorised tenantWhen flat owners apply for our approval to rent out the whole flat or their bedroom(s) with us, they must provide us with the particulars of their tenants. These particulars will be updated in our system within 2 days from the date of approval of the rental. Only authorised tenants are allowed to stay in the flat. You may use our e-Service to check if the flat owners have included you as an authorised tenant.Source: The Housing & Development Board (HDB)

Singapore Provident Fund Fund InstructionsThe Central Provident Fund (CPF) is a compulsory savings scheme in Singapore for the working population, which includes both Singapore citizens and permanent residents, aimed at meeting their retirement, healthcare, and housing needs. The CPF is managed by the Central Provident Fund Board (CPFB), which is under the Ministry of Manpower (MOM).Using your CPF savings to purchase a property under the Housing Scheme allows you to buy a home  within your budget and take the right mortgage repayment strategy so that you can retain savings in your Ordinary Account (OA) for your retirement.    CPF WebsiteWhat can you do with your OA savings when buying a home? Your OA savings can be used to purchase HDB flats, condominium units or to buy or build private and residential properties in Singapore. Your OA savings can also be used to pay for down payments and housing loans for:●Down payments and housing loans for property purchases,●Stamp duty and legal fees,●Loans for building houses and purchasing vacant land (only for landed properties), and●Family Protection Scheme premiums (only for HDB flats).Check if you meet the eligibility criteria on the HDB website.Additionally, verify CPF Private Property Scheme (PPS) criteria if you are purchasing private residential properties.Balance OA savings with cash usage.Although your OA savings can help you pay for housing expenses, remember that they are also intended for your future retirement needs.Use a combination of cash and OA savings to pay for your housing expenses, so you can keep some money in your OA account to earn attractive interest rates. Your OA savings can also serve as a safety net for your housing payments and ensures long-term financial security.Therefore, it is very important to find a balance between using cash and OA savings to manage for housing expenses effectively..

What eligibility criteria are required to purchase properties in Singapore? What are the options available? This article provides a quick overview of the basic policies for buying a property in Singapore.Different identities, Different choicesTo buy a property in Singapore, you need to first confirm your eligibility based on your residency status. Different statuses can purchase different types of property.Eligibility categories:1. Singaporean citizen2. Singapore Permanent Resident (PR)3. Foreigner (non-Singapore Citizen or PR)The differences are shown in the table below Simply put, for HDB flat, at least one of the buyers must be a Singaporean citizen to purchase Built-to-order (BTO) flat; or Resale HDB flats are also available to couples who have become PR for at least three years. For Condominiums & apartments, everyone can purchase them. For landed house, In general, only Singapore citizen can buy it, and a few PRs can apply for approval from the government in special circumstances.There are a series of strict provisions for purchasing HDB flats (BTO or RESALE), including income caps, age restrictions, marital status, and ownership of other properties, in addition to nationality. Depending on your profile, you may have different options for HDB types including sizes, locations, standards, etc. Also, allowances, taxes, rental/sale provision, etc. are not the same. Specific policies can be viewed in relevant articles on the HouseBell website/app.Singapore citizen vs. PRSo, what’s the difference between Singaporean citizen and permanent resident?Singapore Citizens enjoy full rights, including political privileges and social benefits. PR is a kind of long-term residence permit. A PR is essentially a foreigner, whom allowed to live and work in Singapore for a long time. For example, a Chinese citizen who obtains a Singapore PR still holds Chinese nationality.Foreigners who apply for Singaporean PR or nationality need to meet some requirements, such as age, educational background, occupation, income, etc. You can get more information in related articles on housebell website/app.4 Categories of Property in SingaporePublic property: HDBHDB flats are public housing developed and managed by the Housing and Development Board of Singapore. The property rights belongs to the government, and the buyers only have long-term lease rights. More than 80% of Singaporeans live in HDB flats. Due to its welfare nature and more affordable price compared to other properties due to governement subsidies, they are subject to specific restrictions on purchasing, reselling, and renting.HDB flats are mainly divided into two types - BTO Flat (pre-sale /first-hand) and Resale Flat (second-hand). BTO Flats are only available for Singaporean citizens to apply for, and after meeting the minimum occupancy requirements, these houses can be sold as Resale Flats in the market.The government has launched a variety of HDB flats of different sizes and designs to meet different living needs.Public-Private Mix property : Executive Condominiums，ECEC is a fusion of private and public housing, built and sold by private developers, but more affordable because its land cost is partly subsidized by the government. The policy aims to help Singaporeans whose household income exceeds the BTO ceiling but is lower than the EC ceiling to own a housing at a lower price. EC can be sold to Singapore citizens or PRs after 5 years of owner-occupancy period, and after 10 years, they become fully privatized and can be sold on the open market, including to foreigners, effectively making them comparable to private condominiums.Non-landed property : Condominiums, ApartmentsThis type of housing is similar to commercial housing in China, with property rights of either freehold, 999-year or 99-year. The community is usually equipped with public facilities such as gym, swimming pool, tennis court, etc. The main difference between condominiums and apartments is the size of the land area. According to the Singapore's Urban Redevelopment Authority (URA), only estates with a minimum area of 4,000㎡ can be classified as condominiums. Condo usually provide more public facilities due to its larger size.Landed HouseLanded houses in Singapore are properties where owners hold both the building and the land. This housing type resembles "villas" in China. In principle, only Singapore citizens are eligible to purchase it，while foreigners are not permitted to own landed houses. PR can apply to the Singapore Land Authority (SLA) for approval based on the situation (whether they have made significant contributions to the social economy).For more information about property types in Singapore, please check the relevant articles on the HouseBell website/app. Wishing you success on your journey to buying a home in Singapore!

Log in to the myTax Portal: https://mytax.iras.gov.sg/ESVWeb/default.aspxClick on the “Stamp Duty”under the menu on the right, then choose "Individual User" or "Business User" based on your profile. If you don’t have login access, use the “Check Stamp Cert Authenticity” function for verification.Method 1:Using Singpass1. For individual users, log in with your SingPass by scanning the QR code if available.2. Navigate to the "Inbox" under the Stamp Duty section, then locate "Records" to view your stamp certificate records.3. The page will scroll down, where you can see the Stamp Certificate records you have made before. Find the record you want to download and click on it.Method 2: For document verification1. Click on "Check Stamp Cert Authenticity" on the main stamp duty page.2.Enter the required fields: Document Ref No. and Stamp Certificate Ref No.to confirm authenticity.

Ⅰ.How to Check Stamp Duty Method One 1. Log in to the iras.gov.sg.2. Select Inbox > Stamp Duty.3. Use the Document Reference Number or IRAS Case Reference Number to locate your stamp certificate.Method Two1. Log in to the iras.gov.sg2. Go to Records > Search Records/Cases.3. Search using the Document Reference Number, IRAS Case Number, Document Reference Number, or Property Address.IRAS websiteNote: According to IRAS's archiving policy, you can only retrieve stamping certificates within this year and the past 3 years. If you need a stamping certificate before this period, please contact the representative who stamped the document for you (e.g. law firm, real estate agent or landlord). Ⅱ.When to pay stamp duty? You need to pay stamp duty before signing the document. However, you will not be penalized if you sign and pay the stamp duty within the following time limits:1. Within 14 days after signing the document if it was signed in Singapore.2. Within 30 days after receiving the document in Singapore if it was signed overseas .For electronic documents, they are deemed to have been received in Singapore in any of the following cases:(a) When they are accessed or retrieved by a Singaporean;(b) When they are stored on equipment (including computers) and brought into Singapore;(c) When they are stored on device or computer located in Singapore. Ⅲ. Late filing of stamp duty If you fail to pay by the due date, IRAS may take the following actions:1. Impose penalties.2. Appoint your bank, employer, landlord, or lawyer (who will sell any of your property) as agents to recover overdue taxes on its behalf.3. Issue a temporary restraining order (TRO,Temporary Restraining Order) to prevent you from leaving Singapore.4. As a last resort, IRAS may take legal action to recover unpaid taxes, which could involve court proceedings.Even if you have lodged an objection and are awaiting a decision, you will need to pay the stamp duty by the due date. If the assessment is subsequently amended, any overpayment will be refunded. Ⅳ. Penalties 1. Delayed payment for no more than 3 months.A fine of 10 Singapore dollars or the equivalent of the amount of stamp duty due (whichever is higher) will be imposed for delayed payment for no more than 3 months.2. Delayed payment for more than 3 months.A fine of 25 Singapore dollars or 4 times the amount of stamp duty due (whichever is higher) will be imposed for delayed payment for more than 3 months.

On the first day of this month, the Singapore real estate market has set off a wave of heat! Six major real estate projects will be launched collectively this month, with a total of about 3,500 new units about to enter the market.These projects include:● 916 units of Kingsford - Chuan Park● 366 units of City Developments Limited - Union Square● 367 units of SingHaiyi and its joint venture partners - The Collective at One Sophia● 846 units of Sim Lian Group - Emerald of Katong● 552 units of MCL Land and Sinarmas Land - Nava Grove● 504 units of Hoi Hup and Sunway Developments - Novo PlaceEmerald Katong ProjectThe strongest ever! Singapore's massive new projects are launched!Mr. Deng, head of Housebell, Singapore's first bilingual real estate platform, said: "In Singapore, there has never been more than three projects launched at the same time before, let alone six projects on the same weekend."It was July 5, 2018, and buyers snapped up more than 1,000 units in within  five hours, mainly because of the new stamp duty policy that was about to be implemented at midnight. The hot sales that night were concentrated in three projects: Park Colonial with 805 units, Riverfront Residences with 1,472 units, and Stirling Residences with 1,259 units.However, the situation this time is very different from 2018. At that time, developers were forced to launch projects, but now they are rushing to launch projects before the preview on 1st and 2nd of November.Why are new real estate projects entering the market in batches?Many developers have recently accelerated the pace of project launches, Ismail Gafoor, CEO of PropNex, said: “Since this is the last weekend before the school holidays, up to 20% of Singaporeans may go out for travel after 16th November . Launching now allows developers to capture market share before year-end, which may be another reason for the concentrated launches during this period.”However, this is undoubtedly good news for buyers - more choices and more room for bargaining!1. CHUAN PARKChuan Park's sales showroom was opened on 31st October and will  remain open until 12th November. Sales are scheduled to begin on 16th November . Chuan Park is a redevelopment of the previous apartment of the same name. This new apartment is close to Lorong Chuan MRT station and there have been no new projects launched in its vicinity for 14 years.The new apartment is located in District 19, Outer Central Region (OCR), opposite NTP+ (a shopping mall in the new technology park), and nearby shopping malls such as AMK Hub, The Heartland Mall, Hougang Mall and My Village. The area is also home to several schools, such as CHIJ Our Lady of Good Counsel, Nanyang Junior College, St. Gabriel's Primary School and St. Gabriel's Secondary School,as well as Australian International School and Stamford American Early Childhood Education Village Singapore nearby.2. EMERALD OF KATONGThe project  opened on 1st  November for 846 units, and sales set to begin on 16th November. This 99-year leasehold condominium is located at Jalan Tembusu, near Tanjong Katong Road, and is just a five-minute walk to Tanjong Katong MRT Station (on the Thomson East Coast Line).The new condominium is located in a prime location in District 15. The units range from one-bedroom to five-bedroom, with sizes ranging from 484 sqft to 1,561 sqft. The launch aligns  with the new floor area coordination policy, which excludes the air-conditioner ledge from the condo’s floor area, allowing for better use of space and increased efficiency.The condominium is located at Jalan Tembusu (Plot B),  was purchased by Sim Lian Properties for S$828.8 million in July last year, at a price of S$1,069 per square foot (psf).Opposite the apartment is Tembusu Grand, a 638-unit project launched by City Developments and MCL Land in April last year. So far, 521 units have been sold, with a sales rate of 82% and an average selling price of S$2,459 per square foot.3. The Collective at One SophiaThe Collective at One Sophia, jointly developed by SingHaiyi and its joint venture partners,  opened for preview today. It is a project with 367 residential units and is also part of this integrated development. There are also 122 strata-titled office units and 127 retail stores. This project aims to offer residents with a convenient living environment while energizing the local commercial scene.The project is a redevelopment of the former 99-year leasehold Peace Centre and Peace Mansion. SingHaiyi and their joint venture partners jointly acquired  the site for S$650 million in December 2021.The project is located in District 9, in the Core Central Region (CCR) of Singapore, with a very advantageous location. The 99-year leasehold units include studios and one to three-bedroom options. Prices are as follows:●  Studios start at S$1.14 million (S$2,650 per square foot).●  One-bedroom units start at S$1.346 million (S$2,782 per square foot).●  Two-bedroom units start at S$1.709 million (S$2,561 per square foot).●  Three-bedroom units start at S$2.845 million (S$2,782 per square foot).The private presale  begins on 6th November and will continue until the end of this month, and the official launch will be in January 2025.4.UNION SQUARE RESIDENCESThis project also opened on 1st November,with the sales reservation originally scheduled for 16th November  was also brought forward to 9th November.Union Square Residences is a 40-storey building with 366 apartments and commercial units on the first and second floors. This project is a large-scale integrated development that includes office space, retail and dining areas, as well as a shared living component and a hotel license. It is a redevelopment of the previous Central Mall and Central Square.Located in the core area of District 1, the project has a 99-year leasehold and offers a range of residential options:●  One-bedroom units starting at 463 sqft●  Two-bedroom units starting at 700 sqft●  Three-bedroom units starting at 990 sqft●  Four-bedroom deluxe units with an area of 1,518 sqft5. Novo PlaceNovo Place is an executive condominium (EC) located on Bukit Batok Road, which opend on 2nd November. During this preview weekend, potential buyers can also submit electronic applications. The application window will close on 12th November, with sales bookings beginning on 16th November.The 504-unit condo project is jointly developed by Hoi Hup Realty and Sunway Developments, is located in the central Plantation district, a short walk from the future Tengah Park MRT station on the Jurong Region Line, which is expected to be completed in 2028.Prices start at ●  $1.298 million for a three-bedroom unit (872 sqft), translating to approximately $1,489 per sqft. ●  A three-bedroom plus study unit (883 sqft) starts from $1.348 million (around $1,527 per sqft). ●  A slightly larger three-bedroom plus study (947 sqft) is priced from $1.463 million (about $1,545 per sqft).●  A four-bedroom unit starts at $1.581 million, with an area of 1,012 sq ft and a unit price of around $1,562 per sqft. ●  larger four-bedroom plus study unit (1,163 sqft) starts from $1.779 million, or roughly $1,530 per sqft.Novo Place is currently the second executive condominium to be launched in 2024. As inventory gradually dwindles, strong market demand is expected for it.6.NAVA GROVEThe 552 units of  Nava Grove, developed by MCL Land and Sinarmas Land, opened on 2nd  November and officially launched on 16th NovemberThe luxury condominium sits on 99-year leasehold land of 269,522 sq ft at Pine Grove (Plot B), which was acquired through a land tender in November 2023 for S$692.388 million, or about S$1,223 psf.Nava Grove offers various unit types, ranging from two-bedroom to five-bedroom units. ● Two-bedroom units start at 624 sqft and are priced from $1.388 million ($2,244 per sqft). ● Three-bedroom units start at 947 sqft, priced from $2.188 million ($2,310 per sqft). ● Four-bedroom units start at 1,335 sqft, with prices beginning at $2.988 million ($2,238 per sqft). ● Additionally, there’s a four-bedroom dual-key unit (1,464 sqft), starting at $3.468 million ($2,369 per sqft).Neighboring project Pinetree Hill,  jointly launched by UOL Group and Singapore Land Group, has sold 72% of its 520 units, with an average selling price of S$2,456 per square foot.The next two weeks promise an exciting market period, and relevant real estate officials also expressed confidence that more than 1,000 units will be sold before 16th November.Now is a good time for homebuyers to purchase, compare prices, and find a house that suits them.Source: Singapore Eye

Landed houses in Singapore are unique in the market, representing a comfortable and luxurious lifestyle. These homes are typically single-dwelling units with their own land, thus providing more private space and green space. There are a wide variety of landed houses in Singapore, ranging from traditional black and white villas to modern design styles, meeting the living needs of different groups of people. While these types of properties often come with a higher price tag, they offer unparalleled comfort and independence, making them ideal for families and individuals seeking a high quality of life. In Singapore, owning a landed house is not only a place to live, but also a symbol of status and taste.Singapore villa areaIn Singapore, the eligibility to purchase landed property (property with land) is subject to certain restrictions, mainly based on the nationality and residency status of the buyer. According to Singapore's law, the following are the main groups that are eligible to purchase landed property: 1. Singapore Citizens: Singapore Citizens have no restrictions when buying landed properties, and they are free to purchase any type of landed property they wish. 2. Singapore Permanent Residents (PR): Singapore Permanent Residents are allowed to purchase landed properties, but they must obtain approval from the Singapore government. Typically, this requires meeting specific conditions and criteria, such as contributions or investments made in Singapore. 3. Foreigners: For foreigners, the barrier to purchasing landed properties is higher. Generally speaking, foreigners are not eligible to purchase landed properties directly. However, they can purchase them by applying for and obtaining special approval from the Singapore government. This usually requires a significant economic contribution to Singapore or other special reasons, and the approval process is strict and complex. In summary, Singapore citizens are generally easier to purchase landed properties compared to Singapore permanent residents and foreigners, who need to meet more conditions. It is important to understand all legal requirements and procedures before purchasing.1. Special Approval: Foreigners can apply for special approval from the Land Dealings Approval Unit (LDAU) of the Singapore Land Authority (SLA) to purchase landed properties. In this case, applicants must  prove their significant contributions to Singapore, such as contributions in the fields of economy, education, technology, or presenting a special investment plan. 2. Sentosa Cove: In Singapore, the only area that directly allows foreigners to purchase landed properties is Sentosa Cove. It is a high-end residential area located on Sentosa Island. While foreigners who wish to purchase properties here also need to obtain the aforementioned special approval, it is relatively easier to pass the review. Sentosa Cove offers a high-end seaside lifestyle and has attracted buyers from all over the world. There are several types of landed properties in Singapore, each with its unique characteristics and charm: 1. Detached House: This is a completely independent house with no walls connecting it to other buildings. Detached houses offer the greatest privacy and space, and typically have larger land areas. Detached House  Source :THE BUSINESS TIMES2. Semi-Detached House: A semi-detached house is a type of housing where two houses share a wall. Each house still has a larger private space and is an option between independent and terrace houses.3. Terrace House: A terrace house is a series of closely connected houses, where each house is connected to both sides of other houses, but each unit still has its own entrance and backyard. It is one of the most common landed housing types in Singapore. 4. Corner Terrace: A corner terrace is a house located at the end of a terrace, usually with a larger land area and more private space. Due to its location, a corner terrace enjoys better ventilation and natural light. 5. Bungalow: In Singapore, a bungalow refers to a standalone, single-family home that typically has one to three storeys. These residences offer spacious living areas, privacy, and larger surrounding greenery. Bungalow Source :THE BUSINESS TIMES6. Black and White Bungalow: This is a type of colonial-era housing unique to Singapore, known for its distinctive black-and-white appearance and tropical-style design. These bungalows typically feature spacious indoor and outdoor living spaces and are located on lots surrounded by lush greenery.7. Cluster Housing: Cluster housing is a form of housing that lies between landed housing and apartments, offering independent or semi-independent housing while also enjoying apartment-style shared facilities such as swimming pools, gyms, and security services. Cluster Housing Source :THE BUSINESS TIMES8. Condominium Townhouse: "Townhouse" is generally used to refer to a medium-density residential type that combines the features of a detached house and some condominium features. They are usually a row of connected houses, with each unit having a separate entrance and multiple floors, and may include its own small courtyard or garden. Townhouse units also typically provide some shared facilities such as a swimming pool, gym, and playground, which are maintained by the management organization and for which residents pay a certain management fee.9. Good Class Bungalow (GCB): Luxurious detached houses located in designated Good Class Bungalow residential areas in Singapore, these houses have large land areas and strict planning restrictions, making them one of the most prestigious residential types in Singapore. There are specific advantages and target buyer groups for each type of landed property in Singapore, ranging from families seeking independence and privacy to individuals who prefer community living and shared facilities. The residential market in Singapore offers a wide range of choices for buyers with different needs.

HDB (Housing Development Board) builds and sells a variety of units to cater to different family sizes and budgets. All HDB flat types are meticulously designed to be functional, comfortable, and meet different housing needs.In addition, there are various units available for sale on the open market. The resale unit may not offer certain features, such as bomb shelters and master bedrooms with attached bathrooms. Source: ①https://www.hdb.gov.sg②https://www.hdb.gov.sg/residential/buying-a-flat/finding-a-flat/types-of-flats1. 2-Room Flexi HDB Flat There are two types of two-room flexi units: 1. Area of 36 square meters (387.5 square feet)2. Approximately 45 square meters (484.4 square feet). This HDB flat is suitable for budget-conscious and older homebuyers. Seniors aged 65 and above can choose to buy such properties, with leases ranging from 15 to 35 years (in increments of 5 years), which can be extended up to the age of 95 for the buyer and their spouse. HDB Functions: ● One bedroom● One bathroom● Kitchen● Storage room and household shelter 2. 3-room HDB flats The unit has an area of approximately 60 square meters (645.8 square feet) to 65 square meters (699.6 square feet) and features two bedrooms, one of which is the master bedroom with an en-suite bathroom. This unit is suitable for small families with limited budgets. HDB Functions: ● Two bedrooms● Kitchen● Living and dining area● Common bathroom● Clothes drying area● Storage room and household shelter 3. 4-room HDB flats The unit has an area of approximately 90 square meters (968.8 square feet) to 93 square meters (1,001 square feet) and comes equipped with three bedrooms, one of which is the master bedroom with an en-suite bathroom. This unit is suitable for expectant parents. HDB Functions: ● Three bedrooms● Living and dining area● Kitchen● Common bathroom● Clothes drying area● Storage room and household shelter  4. Five-Room Flat These HDB flats have an area of about 110 square meters (1184 square feet) to 112 square meters (1205 square feet) and are ideal for families with more members. They come with three bedrooms, including a master bedroom with an en-suite bathroom. HDB Functions: ● Three bedrooms● Living and dining area● Kitchen● Common bathroom● Clothes drying area● Storage room and household shelter 5. 3-Generation Flat To cater to the housing needs of multi-generational families, HDB launched its first three-generation apartment type in Sengkang in 2013, which is the second most common type of HDB housing currently available and also the type with the most room types. Measuring 1,237.8 square feet (115 square meters), it includes a total of four bedrooms, with two of them having en-suite bathrooms. HDB Functions: ● Four bedrooms● Living and dining area● Kitchen● Common bathroom● Clothes drying area● Storage room and household shelter 6. Executive Flat (Apartment-style HDB) The unit has an area of 130 square meters (1,399.3 square feet) and is the largest among the HDB flats currently available. There are a total of three bedrooms, including a master bedroom with an en-suite bathroom. There is also a space that can be used as a study, and some units have a balcony. HDB Functions: ● Living Area● Dining Area● Kitchen● Public Bathroom● Storage Room and household shelter  7. Private Executive Housing (DBSS) In 2005, the HDB launched private executive flats (Design, Build and Sell Scheme, or DBSS) units, which were public housing units built by private developers. HDB Functions: ● Four bedrooms● Large living space● Public facilities such as a barbecue area and a multi-purpose sports field 8. Double-Storey Apartment Terrace Houses (Executive Maisonette) A dual-storey apartment-type HDB is a type of HDB that is no longer being built and has been replaced by executive condominiums (ECs). Therefore, the supply of dual-storey apartment-type HDBs in Singapore is limited and mainly concentrated in mature towns such as Ang Mo Kio, Bishan, Bedok, Bukit Panjang, Bukit Batok, Choa Chu Kang, Hougang, Pasir Ris, Queenstown, Serangoon, and Sembawang. HDB Functions: ● Two-story building● Large size● Equipped with three bathrooms● Balcony space 9. "Jumbo flat" "Premium" HDB units typically have an area of 1,339.6 square feet to 1,700 square feet (133.96 square meters to 170 square meters), as they are combinations of two three-bedroom or four-bedroom units. Therefore, such units at least consist of seven spacious rooms (at least larger than HDB units), and some "Premium" HDB apartments also come with a balcony. HDB Functions: ● Large in size, up to 170 square meters● Spacious● Up to seven bedrooms● Balcony space 10. HDB Terrace House (Terrace HDB) Terrace HDB flats were built by the Singapore Improvement Trust (SIT) in the 1950s. A total of 285 terrace HDB flats were built in the Whampoa and Queenstown areas. Each one has approximately 84 square meters (900 square feet) of living space spread over two storeys. HDB Functions: ● The same appearance and feel as a landed property● Approximately 84 square meters (900 square feet) of living space● Two-story design● Located in a prime location, near Queenstown and Whampoa, etc.